trusted by over 1k+ customers

Change Your Credit Change Your Life


Proven credit services that helps enhance your credit and quality of life.

benefits of repairing your credit


Here’s how it works

Personalized dispute options to fit your exact credit repair needs

An experienced case analyst and case adviser working personally with you throughout the process

Custom dispute letters submitted on your behalf

Access to your case status and updated information 24 hours 7 days a week

Start working with us today to improve your credit score and lifestyle!

We legally repair your bad credit

It is more important than ever to have a good credit score. Bad credit can cause you to be turned down for a new apartment, mortgage, car, personal loans & credit cards and even employment. At Happy Dispute, we challenge inaccurate, unverifiable and misleading, negative items on your credit report directly with the creditors and the credit bureaus.

This includes: Charge offs I Collections I  Judgments I Foreclosures I Bankruptcies I  Late payments I Repossessions 

We use our specialized and highly effective technique, leveraging your right to legally repair your bad credit.

We Solve Real Problems

what can we do for you?

Credit Repair

Our Business Credit Service is designed to help Small Business owners establish direct business credit files in order to successfully acquire business funding to scale and grow their business. Our team of experts are ready to assist you accomplish this important task


Clients looking to quickly boost their scores can use "piggybacking" to rapidly gain positive credit history. This process can help expedite the time it would normally take to increase your scores and get you approved for a big purchase such as a mortgage or an auto loan since it will add years worth of history to the report in a matter of months.

Secured Credit Cards

Secured credit cards are specifically designed for newcomers with no previous or current history as well as consumers with low scores caused by negative items present on the credit report. These cards help rebuild your credit history since all transaction activity will be reported to all three credit bureaus on a monthly basis.


The Sky's The Limit

our mission & vision

Our mission is to provide top tier credit repair along with unmatched customer service to ensure customers experience financial freedom, peace of mind and a thriving credit score by using us as a foundation. We restore futures, with high quality credit restoration

we treat you like a unique individual with a unique credit report history, and tailors our process to meet your needs and maximize your potential by digging deep into your credit history and fighting for deletions. 

Knowledge is key to keeping your credit healthy. Unlike other companies, we want our clients to have access to that knowledge. Whether you’re enrolled in our credit repair program or participating in credit enhancement, we offer free credit counseling training and seminars via social media and live events so you can learn more about everyday credit and financial decisions that affect you in your daily life. Contact us now for a free consultation.

Get In touch

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Our Credit Experts Are Ready To Help You

Los Angeles, CA 90049

We serve: San Fernando Valley, Los Angeles, Hollywood, Glendale And All Surrounding Areas

Disclaimer: Happy Dispute is a document preparation and tracking service company. Our free consultation information session will identify which programs are available for you, and does not constitute legal or financial advice. Therefore, the credit repair team is only liable for preparing documentation and tracking your credit information to further assist in helping you. Consumers may choose to complete their own documents and repair their own credit. Therefore, consumers are not obligated to use a third party source, such as